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The income criteria is set high for most super premium exclusive cards primarily for a reason: Making it available to everyone makes it less exclusive and also in most cases, only a person in that range actually is in a position to enjoy the given beenfits.
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More you spend = More Profit to Bank = Makes sense for Bank’s to offer you Privileges like Free Lounge Access So banks are willing to offer special Travel & Lifestyle privileges to such HNI’s who are likely to spend a lot on Travel, shopping and more. India’s Best Super Premium Exclusive Credit Cards